Auto Insurance Information

:: Auto Coverage ::

:: Jim Hubbard Insurance Agency ::

VITAL COVERAGES:

Bodily Injury and Property Damage:

Pays for bodily injuries to other people or damage to their property, if your are
liable.
Coverage is provided whether your car is driven by you, a qualified family
member or another driver using your car with your permission.
In most cases, you're covered in a car you borrow or rent temporarily.
You select the monetary limits of your own policy.
Includes costs to defend claims and/or lawsuits.

Uninsured/Underinsured Motorist:

Covers bodily injuries to you, qualified family members and any other person
occupying your covered auto, cased by an uninsured motorist or a hit-and-run
driver.
You select the monetary limits up to the same limits carried for bodily injury
coverage.
Coverage applies if a motorist does not have adequate coverage to pay for
your injuries as a result of an accident.

CONVENIENCE COVERAGES:

Medical Expenses:

Covers necessary medical treatment arising from an auto accident,
regardless of fault, for you and your qualified family members or passengers.

Comprehensive:

Pays for damage to your car caused by events other than collision, less the
deductible you select.
Includes damage from causes such as fire, vandalism, windstorm, falling
objects, animals, water or flood and theft.
If your car is stolen, coverage pays for transportation expenses.

Collision:

Covers accidental damage to your car by collision with any object or upset of
the vehicle.
Pays up to actual cash value of your vehicle, less the deductible you select.

Auto Glass Replacement Program:

Towing and Road Service:

Just one phone call.
Farmers service representatives across the United States and Canada will
help you get back on the road quickly and safely.
Just sign for reasonable and necessary services - no need for cash, check or
credit card.

Loss of Use (Rental Car Coverage):

Receive up to $50 a day, up to a total of $1000, while your car is being
repaired for collision damage or comprehensive loss in excess of your
deductible.
Several coverage plans are available to meet your lifestyle needs.
Receive the money whether you rent the car or not.

Farmers HELPPOINT:

Circle of Dependability:

FARMTOW:

Farmers.com

Farmers EasyPay:

Foremost Insurance: