1475 SW Market St
Lee’s Summit, MO 64081
(816) 489-7800

Archive for the 'Auto Insurance Quotes' Category

Insurance Agent Lees Summit, MO

Aug. 30th 2019

Call: 816-489-7800 or click here to request insurance quotes. 

 

Licensed insurance agent since 2003, and A+ rating with BBB.

 

 

 

 

Insurance Agent Lees Summit, MO

Eli’s team won their first flag football game on Saturday.  I was proud of Eli.  He is playing up this season with kindergarteners and first graders and he didn’t hesitate at all.  He had a real nice run for about 20 yards.  The team won by a couple of scores.   Insurance Agent Lees Summit, MO.  It’s really hard to come up with three hundred words about insurance agent lees summit, mo. 

 

Tom’s team had a buy in the first week which has been really frustrating.  Because of Labor Day being the following weekend after our bye week our team had to practice an additional two weeks before playing a game.  I can tell they are getting really sick of playing against each other and are very eager to see someone else on the other side of the line of scrimmage.  Insurance Agent Lees Summit, MO.  I have to wait to mention the key word or the seo won’t be green because I used it too much.  Right now I’m just trying to get to three hundred words so my blog seo score is green and will score higher.   Tom’s team plays his first game a week from tomorrow.  They are really excited!  I hope they can stay focused for two more practices.  I think we’ll practice for six weeks before our fist game which is crazy for second graders.  Another fifty words and I reach the magic number of 300.  We play a team first that we lost to in the scrimmage a couple weeks ago.  Our team is much better now so I’m hoping we can start off with a win.

 

 

Posted by jimhubbard | in Auto Insurance, Auto Insurance Quotes, Homeowners Insurance Lees Summit MO | Comments Off on Insurance Agent Lees Summit, MO

Home Insurance Quotes Raymore, MO

Aug. 12th 2019

Call: 816-489-7800

 

Or click here to request insurance quotes.

 

Licensed insurance agent since 2003, and A+ rating with BBB.

 

Get Multiple Home and Auto Insurance Quotes With One Phone Call.  We Represent Over A Dozen Insurance Companies.

 

 

 

Jim Hubbard Insurance

With over a decade of experience in the insurance industry, Jim works to minimize the clients exposure with quality coverage from quality companies and a quality price.

Jim Hubbard Insurance has access to over a dozen insurance carriers, giving the client more choices in products and pricing without sacrificing service. Jim offers competitive coverage through only top-rated carriers; most not only offer 24 hour claims service, but also 24 hour customer service.

Jim is committed to bringing his clients highly personalized service while providing true value to the communities that surround him. Home Insurance Quotes Raymore, MO

 

Home Insurance Quotes Raymore, MO

Personal Property Coverage

Personal property coverage can pay you for the personal items in your home that may be damaged or destroyed by a covered cause of loss, which could include your furniture, clothes, sporting goods and electronics. Special limits of liability may apply to certain items.  Home Insurance Quotes Raymore, MO.

 

Loss of Use Coverage

Loss of use coverage can pay your additional living expenses if you must move out of your home temporarily while it’s being restored. This is subject to coverage terms and limits.  Home Insurance Quotes Raymore, MO. 

 

Personal Liability Coverage

Liability coverage can help protect you in the event of a claim and can provide a defense in the event of a lawsuit if you or a member of your household is responsible for causing bodily injury or property damage to others.  Home Insurance Quotes Raymore, MO.

Posted by jimhubbard | in Auto Insurance, Auto Insurance Quotes, Home Insurance, Home Insurance Quotes | Comments Off on Home Insurance Quotes Raymore, MO

Insurance quotes for car and home

Jun. 21st 2019
 

Call: 816-489-7800

Or click here to request insurance quotes.

 

Licensed insurance agent since 2003, and A+ rating with BBB.

 

Get Multiple Home and Auto Insurance Quotes With One Phone Call.  We Represent Over A Dozen Insurance Companies.

 

 

Jim Hubbard Insurance

With over a decade of experience in the insurance industry, Jim works to minimize the clients exposure with quality coverage from quality companies and a quality price.

Jim Hubbard Insurance has access to over a dozen insurance carriers, giving the client more choices in products and pricing without sacrificing service. Jim offers competitive coverage through only top-rated carriers; most not only offer 24 hour claims service, but also 24 hour customer service.

Jim is committed to bringing his clients highly personalized service while providing true value to the communities that surround him. Insurance quotes for car and home.

 

 

Insurance quotes for car and home

Bundling home and auto insurance means convenience with a discount

Progressive makes it easy and affordable to bundle insurance and save with one company. You’ll earn a multi-policy discount if you have an auto policy with us, plus home, condo, or renters insurance. We’ve made it simple to start a bundled quote, even from your phone.

In addition to home and auto insurance, you can also bundle RV and boat, motorcycle and renters, and more. Plus, you’ll enjoy the ease of having all of your insurance policies under one roof.  Insurance quotes for car and home.

Bundling options at Progressive

Auto and home insurance

Your car and home are often your most valuable assets. Protect them both with Progressive, and you’ll get a discount on your auto policy for having home or condo insurance with us.

Auto and renters insurance

It’s just as easy to bundle car and renters insurance! Renters insurance is already inexpensive and the discount you’ll receive on your auto policy for bundling will help lower the cost even more.

Any two or more products

Even if you don’t have home or car insurance with us, you can still save. You’ll earn a multi-policy discount for any combination of two or more policies with us: motorcycle and boat, boat and RV, or renters, motorcycle, and boat – the list goes on.  Insurance quotes for car and home.

Personal insurance

You can also purchase life, health, travel, pet, and wedding/event insurance through Progressive.

Get all the benefits from bundling

Fewer insurance hassles

Your time is as valuable as the vehicles and home you want to protect. No need to manage multiple insurance policies with different companies, when you can do it all with Progressive.  Insurance quotes for car and home.

Flexibility as your insurance needs change

Different stages of your life bring new demands for insurance. We’ll get to know you at Progressive and help with your transition from a renter to homeowner or single driver to multi-car family.

 

 

 

Posted by jimhubbard | in Auto Insurance, Auto Insurance Lees Summit MO, Auto Insurance Quotes, Home Insurance, Home Insurance Quotes | Comments Off on Insurance quotes for car and home

Insurance Agent Lee’s Summit, MO

May. 31st 2019

Call: 816-489-7800

 

Or click here to request insurance quotes.

 

Licensed insurance agent since 2003, and A+ rating with BBB.

 

Get Multiple Home and Auto Insurance Quotes With One Phone Call.  We Represent Over A Dozen Insurance Companies.

 

 

 

Jim Hubbard Insurance

With over a decade of experience in the insurance industry, Jim works to minimize the clients exposure with quality coverage from quality companies and a quality price.

Jim Hubbard Insurance has access to over a dozen insurance carriers, giving the client more choices in products and pricing without sacrificing service. Jim offers competitive coverage through only top-rated carriers; most not only offer 24 hour claims service, but also 24 hour customer service.

Jim is committed to bringing his clients highly personalized service while providing true value to the communities that surround him.  Insurance Agent Lee’s Summit, MO.

 

Insurance Agent Lee’s Summit, MO

An insurance agent helps clients choose insurance policies that suit their needs. He or she may also be called an insurance sales agent. Clients include individuals and families as well as businesses. A captive agent works for a specific insurance company and only sells that company’s products, while other agents work independently or for a broker, and sell products from multiple insurance companies.  Insurance Agent Lee’s Summit, MO.

Types of insurance include property and casualty, life, health, disability, and long-term care insurance. Many insurance agents also sell investment products, such as mutual funds, variable annuities, and other securities.

Insurance Agent Duties & Responsibilities

As part of their day’s regular duties and tasks, an insurance agent may perform some or all of the following:

  • Generate and follow up on leads, schedule appointments, identify client needs, and market appropriate products
  • Close the sale with current prospective customers
  • Meet new business production goals and objectives
  • Provide customer support in a friendly, prompt, and accurate manner
  • Network and build business referral relationships
  • Input quotes and work renewals for customers
  • Insurance Agent Lee’s Summit, MO

Home Insurance 64081

Feb. 1st 2019

Call: 816-489-7800

 

Get Multiple Home and Auto Insurance Quotes With One Phone Call.  We Represent Over A Dozen Insurance Companies.

 

 

Licensed insurance agent since 2003, and A+ rating with BBB.

 

 

Jim Hubbard Insurance

With over a decade of experience in the insurance industry, Jim works to minimize the clients exposure with quality coverage from quality companies and a quality price.

Jim Hubbard Insurance has access to over a dozen insurance carriers, giving the client more choices in products and pricing without sacrificing service. Jim offers competitive coverage through only top-rated carriers; most not only offer 24 hour claims service, but also 24 hour customer service.

Jim is committed to bringing his clients highly personalized service while providing true value to the communities that surround him.

 

Home Insurance 64081

Get quotes here.

 

 

Auto Insurance Basics

Your basic car insurance plan begins with auto liability. Liability insurance is generally required by state law and protects you financially when you’re liable for your actions as a driver:

Bodily injury liability: Pays medical bills and lost income (up to your limits) if you hit someone and they’re injured. This covers anyone in the accident, plus legal fees if you’re taken to court as a result of the incident.  Home Insurance 64081.

Property damage liability: Pays for damages (up to your limits) to someone else’s vehicle and/or property.

Comprehensive coverage protects your vehicle against fire, theft, vandalism, hitting an animal, glass breakage, or weather/acts of nature. A deductible (the amount of money you’ll pay out of pocket before your insurer pays the rest) usually applies, but you’ll be able to choose the amount.

Collision coverage pays to repair or replace your damaged vehicle if you collide with another object, including vehicles, curbs, trees, etc. Collision covers you regardless of fault and also includes a deductible.  Home Insurance 64081.

Uninsured/underinsured bodily injury covers you and your passengers (up to your limits) if you’re injured in an accident and the at-fault driver has no insurance or not enough insurance.

 

Home Insurance 64081

Lee’s Summit, MO Insurance Quotes

Jan. 25th 2019

Call: 816-489-7800

 

Licensed insurance agent since 2003, and A+ rating with BBB.

 

Get Multiple Home & Auto Insurance Quotes With One Phone Call.  We Represent Over A Dozen Insurance Companies.

 

 

Jim Hubbard Insurance

With over a decade of experience in the insurance industry, Jim works to minimize the clients exposure with quality coverage from quality companies and a quality price.

Jim Hubbard Insurance has access to over a dozen insurance carriers, giving the client more choices in products and pricing without sacrificing service. Jim offers competitive coverage through only top-rated carriers; most not only offer 24 hour claims service, but also 24 hour customer service.

Jim is committed to bringing his clients highly personalized service while providing true value to the communities that surround him.

 

Lee’s Summit, MO Insurance Quotes.

Get quotes here.

 

Lee’s Summit, MO Insurance Quotes

Dwelling coverage

Covers damage to your house and attachments

Dwelling coverage pays for damage to your house and anything permanently attached to it, including your garage, roof, chimneys, attached deck, countertops, cabinets, flooring, vanities, etc.

Example: A pipe in your kitchen bursts and water damages your walls, cabinets, countertops, appliances, and hardwood floors. This then pays to repair or replace what’s damaged and water removal.

 

Other structures

Covers structures not permanently attached to your house

Other structures coverage includes unattached garages, gazebos, decks, patios, sheds, pergolas, fences, driveways, etc.

Example: During a windstorm, a tree falls and damages your shed, fence, deck, and pool. This then pays to repair or replace the structures that were damaged and tree removal.

 

Personal possessions

Covers your belongings if they’re stolen or damaged

Personal possessions covers just about all of your stuff if it’s damaged or stolen. This can include electronics, furniture, clothes, tools/power equipment, and more. Your items are even covered if they’re not stored in your home (sheds, garages, your car, storage facilities, etc.).  Lee’s Summit, MO Insurance Quotes.

Example: Someone breaks into your car and steals your phone, clothes, and camping equipment. You’ll then get payment for those items, but there may be limitations on some of them.

Jewelry, art, memorabilia, computers, and other expensive items: Certain limits may apply to your more expensive items, but don’t worry, you can get additional coverage for jewelry and other expensive items. Just complete your quote, and we’ll guide you through adding the right coverage as you’re buying. Plus, we have licensed home insurance agents available to help.  Lee’s Summit, MO Insurance Quotes.

Insurance Quotes

Jul. 16th 2015

Insurance Quotes

816-489-7800

Get Multiple Home and Auto Insurance Quotes With One Phone Call.  We Represent Over A Dozen Insurance Companies. 

Insurance Quotes

Insurance Quotes

LOS ANGELES, July 16, 2015 /PRNewswire-iReach/ — Autocarsinsurancetips.com has released a new blog post explaining what auto insurance quotes are and how to find low cost coverage!

Photo – http://photos.prnewswire.com/prnh/20150714/236263

Comparing car insurance quotes is the best method for finding low cost coverage prices in just a few minutes. Clients can compare multiple policies on a single website. Auto insurance quotes show how much a plan will cost and what coverage it offers. By comparing multiple quotes, clients can make advantageous purchases.

Finding online and instant car insurance quotes is not difficult. A single website provides free brokerage services. By visiting http://autocarsinsurancetips.com and completing an online form, drivers will be able to get the best offers in their area. The website also has an extended blog section where clients can read more about auto insurance.

A car insurance quote shows some important details about a plan:

  1. The price. A quote shows how much a plan would cost someone. The rates are adjusted for every visitor so that clients receive accurate information.  It is important to note that the premium costs will usually increase after taxes have been calculated.

  2. The coverage amount. An auto insurance quote will also display how much coverage a plan will provide. The benefits are used for covering car repairs and it is very important to buy enough coverage.

  3. The type of auto insurance. There are three types of auto insurance: liability, collision and comprehensive. An auto insurance quote will always tell drivers what type of coverage a certain policy provides.

  4. The agency that sells the plan. Finally, a quote is issued by an agency and the provider’s name has to appear. All the online car insurance quotes are selected from major agencies that sell coverage in the client’s area.

By comparing multiple car insurance quotes, clients can reduce their coverage expenses by more than 50%. Comparing online auto insurance quotes is free and accessible to any driver who lives in the United States.

“Auto insurance quotes are an important tool for comparing policies. A simple price comparison can reveal great offers and the best discounts someone can qualify for.”  said Russell Rabichev, Marketing Director of Internet Marketing Company.

Autocarsinsurancetips.com is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to  offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://autocarsinsurancetips.com.

Media Contact: Russell Rabichev, Internet Marketing Company, 800.475.3410, mbogdan@internetmarketingcompany.biz

News distributed by PR Newswire iReach: https://ireach.prnewswire.com

SOURCE Autocarsinsurancetips.com, link here.

 

Independent Insurance Agent

Jun. 15th 2015

Independent Insurance Agent

816-489-7800

Get Multiple Home & Auto Insurance Quotes With One Phone Call.  We Represent Over A Dozen Insurance Companies.

Independent Insurance Agent

 

 

 

Independent Insurance Agent

 

Independent insurance agent, also known as insurance sales agents or “producers”, typically sell a variety of insurance and financial products, including property insurance and casualty insurance, life insurance, health insurance, disability insurance, and long-term care insurance.

Property and casualty independent insurance agent sell insurance policies that protect individuals and businesses from financial loss resulting from automobile accidents, fire, theft, storms, and other events that can damage property. For businesses, property and casualty insurance can also cover injured Workers Compensation Insurance, product liability claims, or medical malpractice claims.

Independent insurance agent typically represent a number of insurance companies, or “carriers”, and sell the products that most appropriately meet the needs of their clients. Independent agents typically are very well trained and knowledgeable of the complexities of the insurance market and insurance law.[1] Their expertise allows them to advise their clients about appropriate amounts of insurance and insurance coverages for their particular needs. Often, independent insurance agents will work with insurance intermediaries, which obtain quotes from multiple insurance providers and passes them off to the independent agent. Working with an insurance intermediary service allows the independent agent to review many quotes and offer their clients the best policy options available. For their efforts, independent agents are paid a commission (remuneration).[2]

In addition to insurance policies, independent insurance agent often sell mutual funds, annuities, and products that address wealth management, retirement and estate planning. Independent agents must be licensed by the states in which they sell insurance and financial products.[2]

There are a number of major trade organizations that support the interests and needs of the independent insurance agent, including Agents For Change,[3] The National Organization of Life and Health Agents (NOLHA),[4] the Independent Insurance Agents & Brokers of America (The Big “I”),[5] and the National Association of Professional Insurance Agents (PIA).[6]

Independent agents are independent contractors for the insurance companies they represent. Several companies may authorize the agent to sell for them, but the agent remains an independent businessperson. While the agent collects commissions, they do not collect a salary from the companies they represent. On average, independent agents work with thirteen property and casualty and six life and health insurance companies on a regular basis.[7]

Independent agents own and control their accounts, policy records, and renewals. If an independent agent’s contract with a particular insurance company terminates, the agent retains the rights to active accounts and may place them with another insurer.

Competition exists between exclusive agents and independent agents. Exclusive agents, who are salaried employees of the insurance company, write a majority of the personal lines business.[8] However, because of the complexities involved in commercial risks, independent agents capture approximately 80 percent of the commercial lines market.[9] It is having access to multiple markets that gives independent agents a competitive advantage in commercial lines.

To add to an independent agent’s competition pool, many insurance companies are direct competitors to the agents they appoint. For example, Progressive Insurance spends nearly $300 million a year in advertising directly to the public. Yet, Progressive is the country’s largest writer of private passenger auto insurance through the independent agent distribution channel.[10] Some examples of independent insurance agencies are Reliable Insurance, RISKPRO Insurance Agency,[11] R&R Insurance Services and Premier Planning.

Home Insurance Quotes Lees Summit MO

Apr. 1st 2015

Home Insurance Quotes Lees Summit MO

816-489-7800

Get Multiple Home & Auto Insurance Quotes With One Phone Call.  We Represent Over A Dozen Insurance Companies.

Home Insurance Quotes Lees Summit MO

 

 

 

 

 

 

 

 

 

 

 

 

Eight Tips For The Road Ahead

Be Safe, Be Smart On A Long-Distance Road Trip

 

Whether you’re traveling alone, with a buddy or with your spouse and a car full of kids, there are few things more “American” than the long-distance road trip. Countless vacation travelers will drive the highways looking for fun and making memories with every mile. If traveling down the “holiday road” is in your plans, take the time to prepare for your trip. You’ll have a more enjoyable vacation if you plan carefully. Here are a few driving tips, courtesy of Jim Hubbard Insurance:

 

1) Maintain your car. Make sure your vehicle is up to date on its maintenance schedule, and be sure to check the battery and tires home insurance quotes lees summit mo.

 

2) Plan your trip and know where you’re going. Call ahead for proper and safe directions to get you to your destination safely and have maps of the area on hand to help you navigate once you are off the main road. You’re more likely to make good decisions, home insurance quotes lees summit mo even in dangerous situations, if you’re clearheaded and know where you’re going.

 

3) Be alert. Seems obvious, but driver inattention is surely the cause of a lot of accidents. If you stay focused behind the wheel and plan carefully, you will have a wonderful summer road trip home insurance quotes lees summit mo.

 

4) Take precaution with a cell phone. Cell phones can be a lifesaver when you need immediate home insurance quotes lees summit mo access to emergency services after an accident. Keep your phone within easy reach and get to know its features. However, use it prudently. Reports suggest that driving while talking on the phone increases accident rates.

 

5) Wear your seat belt. Whether or not it’s required by law in the state through which you’re driving, always wear your seat belt as a safety precaution home insurance quotes lees summit mo .

 

6) Protect your car against theft. Help deter criminals from taking your car with steering wheel locks, home insurance quotes lees summit mo switches that disable fuel or ignition systems, and electronic tracking devices.

 

7) If you’re in an accident. Taking immediate steps if you’ve been in an accident can protect your family and your car from further damage. Stop immediately and make sure your car is not blocking traffic. Turn off your car to keep it from overheating or catching fire. Warn oncoming cars using road flares or orange triangle reflectors. After you have protected yourself and your family, call your insurance company immediately home insurance quotes lees summit mo.

 

8) Make sure your auto insurance is up to date. Before you even leave the driveway, you want to be sure you’re protected when you’re on the road and far from home. An independent insurance agent or broker can provide the personal service and advice you need to travel in confidence home insurance quotes lees summit mo.

 

To learn more about what an independent insurance agency offers you, visit progressiveagent.com or contact Jim Hubbard Insurance.

home insurance quotes lees summit mo

 

 

Insurance Lees Summit MO

Jan. 13th 2015

816-489-7800

Get Multiple Home & Auto Insurance Quotes With One Phone Call.  We Represent Over A Dozen Insurance Companies.

Insurance Lees Summit MO

 

 

 

 

 

 

 

 

 

 

 

 

 

Insurance Lees Summit MO

Insurance Lees Summit MO

A trip in an RV shouldn’t ruin your marriage … or your day

 Mistakes happen, especially when you’re somewhere unfamiliar, but the results of a recent survey may still surprise you.

 The survey found that among RVers, a spouse is more likely to be accidentally left behind than the dog.

 A leading RV insurer, The Progressive Group of Insurance Companies, surveyed more than 1,000 RVers countrywide to uncover amusing mishaps they’ve experienced while traveling.

 The survey found that the most common blunders made while traveling are:

•driving away with the steps extended;

•backing into something;

•misjudging overhead or side clearance space;

•not connecting taillights correctly; and

•running out of gas.

 The survey found that 53 percent of RVers spend a month or more each year traveling the open road, and 42 percent travel more than 500 miles per trip.

 Traveling the open road in an RV can be a great adventure, but sometimes it gets a little bumpy. That’s why RVers were also asked about their insurance. When mishaps happen, you want to get back on the road fast—ideally with all of your passengers on board.

 Only 28 percent bought a stand-alone insurance policy with specialized RV coverages. In fact, 54 percent simply added their RV to their auto policy, and 14 percent didn’t buy any RV insurance.

Although mishaps can sometimes be funny, they can also lead to costly damages. Simply adding your RV to your auto policy can leave you woefully underprotected. It’s important to know what coverages are available to adequately protect yourself and your vehicle.

“There are huge differences in coverage and services from companies that specialize in RV insurance,” says Cathy Pelfrey, RV product manager at Progressive. “Check with your local independent insurance agent or do research online so that you buy the policy and coverages that are right for you.”

Insurance Lees Summit MO