Aug. 12th 2019
Call: 816-489-7800
Or click here to request insurance quotes.
Licensed insurance agent since 2003, and A+ rating with BBB.
Get Multiple Home and Auto Insurance Quotes With One Phone Call. We Represent Over A Dozen Insurance Companies.
Jim Hubbard Insurance
With over a decade of experience in the insurance industry, Jim works to minimize the clients exposure with quality coverage from quality companies and a quality price.
Jim Hubbard Insurance has access to over a dozen insurance carriers, giving the client more choices in products and pricing without sacrificing service. Jim offers competitive coverage through only top-rated carriers; most not only offer 24 hour claims service, but also 24 hour customer service.
Jim is committed to bringing his clients highly personalized service while providing true value to the communities that surround him. Home Insurance Quotes Raymore, MO
Home Insurance Quotes Raymore, MO
Personal Property Coverage
Personal property coverage can pay you for the personal items in your home that may be damaged or destroyed by a covered cause of loss, which could include your furniture, clothes, sporting goods and electronics. Special limits of liability may apply to certain items. Home Insurance Quotes Raymore, MO.
Loss of Use Coverage
Loss of use coverage can pay your additional living expenses if you must move out of your home temporarily while it’s being restored. This is subject to coverage terms and limits. Home Insurance Quotes Raymore, MO.
Personal Liability Coverage
Liability coverage can help protect you in the event of a claim and can provide a defense in the event of a lawsuit if you or a member of your household is responsible for causing bodily injury or property damage to others. Home Insurance Quotes Raymore, MO.
Jul. 18th 2019
Call: 816-489-7800
Or click here to request insurance quotes.
Licensed insurance agent since 2003, and A+ rating with BBB.
Get Multiple Home and Auto Insurance Quotes With One Phone Call. We Represent Over A Dozen Insurance Companies.
Jim Hubbard Insurance
With over a decade of experience in the insurance industry, Jim works to minimize the clients exposure with quality coverage from quality companies and a quality price.
Jim Hubbard Insurance has access to over a dozen insurance carriers, giving the client more choices in products and pricing without sacrificing service. Jim offers competitive coverage through only top-rated carriers; most not only offer 24 hour claims service, but also 24 hour customer service.
Jim is committed to bringing his clients highly personalized service while providing true value to the communities that surround him. Auto and Home Insurance Quotes Lee’s Summit, MO.
Auto and Home Insurance Quotes Lee’s Summit, MO
Owning a home can mean dealing with the unexpected – from a tree falling on your roof to a pipe bursting in your bathroom. Because you likely can’t prevent all unwanted surprises, knowing what to expect if you have a homeowner’s claim can help give you some peace of mind. Auto and Home Insurance Quotes Lee’s Summit, MO.
While insurance carriers can handle claims in different ways, here are some basic steps in the process.
If Your Home Has Been Damaged:
- Get the OK to reenter your home. If your home has extensive damage, do not go back inside until cleared to do so by emergency personnel or local government officials, even if the damage is confined to one room.
- Have your info ready. Typically, when you report your claim, you will be asked to provide your name, contact info, policy info, type and date of loss, and a description of the loss and of any injuries. If you have a home inventory, you may want to have it handy. Generally, your claim will be assigned a claim number and a claim professional, also called an adjuster, who will work with you to adjust your claim.
- Take steps to mitigate further damage, such as buying tarps to cover holes in your roof. Be sure to save your receipts. Auto and Home Insurance Quotes Lee’s Summit, MO.
Beginning the Claim Process:
- Report your claim. Contact your insurance company as soon as possible. If you are a Travelers customer, you can report a claim anytime online or by calling 1.800.Claim33. The sooner you report it, the sooner your insurer may be able to help.
- Inspecting the damage. The claim professional typically will call you to discuss what happened, what your insurance policy may or may not cover and make arrangements to inspect the damage in person.
- Document your losses. Using photos or videos can help you remember things that you may have lost. If you don’t have an inventory, look for photos of the damaged areas. You’ll want to make a list of everything damaged inside your home. Auto and Home Insurance Quotes Lee’s Summit, MO.
- Save your receipts. When making any necessary temporary repairs or living arrangements, protecting property from further damage or making temporary housing arrangements, be sure to save your receipts. Your insurer may ask you to provide them as part of the claim process. Auto and Home Insurance Quotes Lee’s Summit, MO.
Jun. 21st 2019
Call: 816-489-7800
Or click here to request insurance quotes.
Licensed insurance agent since 2003, and A+ rating with BBB.
Get Multiple Home and Auto Insurance Quotes With One Phone Call. We Represent Over A Dozen Insurance Companies.
Jim Hubbard Insurance
With over a decade of experience in the insurance industry, Jim works to minimize the clients exposure with quality coverage from quality companies and a quality price.
Jim Hubbard Insurance has access to over a dozen insurance carriers, giving the client more choices in products and pricing without sacrificing service. Jim offers competitive coverage through only top-rated carriers; most not only offer 24 hour claims service, but also 24 hour customer service.
Jim is committed to bringing his clients highly personalized service while providing true value to the communities that surround him. Insurance quotes for car and home.
Insurance quotes for car and home
Bundling home and auto insurance means convenience with a discount
Progressive makes it easy and affordable to bundle insurance and save with one company. You’ll earn a multi-policy discount† if you have an auto policy with us, plus home, condo, or renters insurance. We’ve made it simple to start a bundled quote, even from your phone.
In addition to home and auto insurance, you can also bundle RV and boat, motorcycle and renters, and more. Plus, you’ll enjoy the ease of having all of your insurance policies under one roof. Insurance quotes for car and home.
Bundling options at Progressive
Auto and home insurance
Your car and home are often your most valuable assets. Protect them both with Progressive, and you’ll get a discount on your auto policy for having home or condo insurance with us.†
Auto and renters insurance
It’s just as easy to bundle car and renters insurance! Renters insurance is already inexpensive and the discount you’ll receive on your auto policy for bundling will help lower the cost even more.†
Any two or more products
Even if you don’t have home or car insurance with us, you can still save. You’ll earn a multi-policy discount for any combination of two or more policies with us: motorcycle and boat, boat and RV, or renters, motorcycle, and boat – the list goes on. Insurance quotes for car and home.
Personal insurance
You can also purchase life, health, travel, pet, and wedding/event insurance through Progressive.
Get all the benefits from bundling
Fewer insurance hassles
Your time is as valuable as the vehicles and home you want to protect. No need to manage multiple insurance policies with different companies, when you can do it all with Progressive. Insurance quotes for car and home.
Flexibility as your insurance needs change
Different stages of your life bring new demands for insurance. We’ll get to know you at Progressive and help with your transition from a renter to homeowner or single driver to multi-car family.
May. 31st 2019
Call: 816-489-7800
Or click here to request insurance quotes.
Licensed insurance agent since 2003, and A+ rating with BBB.
Get Multiple Home and Auto Insurance Quotes With One Phone Call. We Represent Over A Dozen Insurance Companies.
Jim Hubbard Insurance
With over a decade of experience in the insurance industry, Jim works to minimize the clients exposure with quality coverage from quality companies and a quality price.
Jim Hubbard Insurance has access to over a dozen insurance carriers, giving the client more choices in products and pricing without sacrificing service. Jim offers competitive coverage through only top-rated carriers; most not only offer 24 hour claims service, but also 24 hour customer service.
Jim is committed to bringing his clients highly personalized service while providing true value to the communities that surround him. Insurance Agent Lee’s Summit, MO.
Insurance Agent Lee’s Summit, MO
An insurance agent helps clients choose insurance policies that suit their needs. He or she may also be called an insurance sales agent. Clients include individuals and families as well as businesses. A captive agent works for a specific insurance company and only sells that company’s products, while other agents work independently or for a broker, and sell products from multiple insurance companies. Insurance Agent Lee’s Summit, MO.
Types of insurance include property and casualty, life, health, disability, and long-term care insurance. Many insurance agents also sell investment products, such as mutual funds, variable annuities, and other securities.
Insurance Agent Duties & Responsibilities
As part of their day’s regular duties and tasks, an insurance agent may perform some or all of the following:
- Generate and follow up on leads, schedule appointments, identify client needs, and market appropriate products
- Close the sale with current prospective customers
- Meet new business production goals and objectives
- Provide customer support in a friendly, prompt, and accurate manner
- Network and build business referral relationships
- Input quotes and work renewals for customers
- Insurance Agent Lee’s Summit, MO
May. 24th 2019
Call: 816-489-7800
Or click here to request insurance quotes.
Licensed insurance agent since 2003, and A+ rating with BBB.
Get Multiple Home and Auto Insurance Quotes With One Phone Call. We Represent Over A Dozen Insurance Companies.
Jim Hubbard Insurance
With over a decade of experience in the insurance industry, Jim works to minimize the clients exposure with quality coverage from quality companies and a quality price.
Jim Hubbard Insurance has access to over a dozen insurance carriers, giving the client more choices in products and pricing without sacrificing service. Jim offers competitive coverage through only top-rated carriers; most not only offer 24 hour claims service, but also 24 hour customer service.
Jim is committed to bringing his clients highly personalized service while providing true value to the communities that surround him. Homeowners Insurance Quotes 64082.
Homeowners Insurance Quotes 64082
Homeowner’s policy is a multiple-line insurance policy, meaning that it includes both property insurance and liability coverage, with an indivisible premium, meaning that a single premium is paid for all risks. This means that it covers both damage to one’s property and liability for any injuries and property damage caused by the owner or members of his/her family to other people. It may also include damage caused by household pets. The U.S. uses standardized policy forms that divide coverage into several categories. Coverage limits are typically provided as a percentage of the primary Coverage A, which is coverage for the main dwelling. Homeowners Insurance Quotes 64082.
The cost of homeowner’s insurance often depends on what it would cost to replace the house and which additional endorsements or riders are attached to the policy. The insurance policy is a legal contract between the insurance carrier (insurance company) and the named insured(s). It is a contract of indemnity and will put the insured back to the state he/she was in prior to the loss. Typically, claims due to floods or war (whose definition typically includes a nuclear explosion from any source) are excluded from coverage, amongst other standard exclusions (like termites). Special insurance can be purchased for these possibilities, including flood insurance. Insurance is adjusted to reflect the cost of replacement, usually upon application of an inflation factor or a cost index. Homeowners Insurance Quotes 64082.
May. 17th 2019
Call: 816-489-7800
Licensed insurance agent since 2003, and A+ rating with BBB.
Get Multiple Home and Auto Insurance Quotes With One Phone Call. We Represent Over A Dozen Insurance Companies.
Click here to request insurance quotes.
Jim Hubbard Insurance
With over a decade of experience in the insurance industry, Jim works to minimize the clients exposure with quality coverage from quality companies and a quality price.
Jim Hubbard Insurance has access to over a dozen insurance carriers, giving the client more choices in products and pricing without sacrificing service. Jim offers competitive coverage through only top-rated carriers; most not only offer 24 hour claims service, but also 24 hour customer service.
Jim is committed to bringing his clients highly personalized service while providing true value to the communities that surround him. Insurance Quotes Lee’s Summit, MO. Homeowners Insurance Quotes 64081.
Homeowners Insurance Quotes 64081
BREAKING DOWN Homeowners Insurance
When a mortgage is requested on a home, the homeowner is required to provide proof of insurance on the property before the lending bank can issue him or her a mortgage. The property insurance can be acquired separately or by the lending bank. Homeowners who prefer to get their own insurance policy can compare multiple offers and pick the plan that works best for their needs. If the homeowner does not have their property covered from loss or damages, the bank may obtain one for them at an extra cost. Homeowners Insurance Quotes 64081. Payments made toward a homeowners insurance policy are usually included in the monthly payments of the homeowner’s mortgage. The lending bank that receives the payment allocates the portion for insurance coverage to an escrow account. Once the insurance bill comes due, the amount owed is settled from this escrow account. Homeowners Insurance Quotes 64081.
Apr. 25th 2019
Call: 816-489-7800
Licensed insurance agent since 2003, and A+ rating with BBB.
Get Multiple Home and Auto Insurance Quotes With One Phone Call. We Represent Over A Dozen Insurance Companies.
Click here to get quotes.
Jim Hubbard Insurance
With over a decade of experience in the insurance industry, Jim works to minimize the clients exposure with quality coverage from quality companies and a quality price.
Jim Hubbard Insurance has access to over a dozen insurance carriers, giving the client more choices in products and pricing without sacrificing service. Jim offers competitive coverage through only top-rated carriers; most not only offer 24 hour claims service, but also 24 hour customer service.
Jim is committed to bringing his clients highly personalized service while providing true value to the communities that surround him.
Homeowners Insurance 64081
What Does Homeowners Insurance Cover?
A Homeowners Insurance Policy (also known as an HO-3 policy) can cover damage caused by such perils as fire, windstorms, hail, lightning and vandalism. Typically, damage caused by floods and earthquakes is not covered by basic homeowner insurance policies. Optional homeowner insurance coverages and policies may be available to cover damage due to additional perils. Homeowners Insurance 64081.
Types of Home Insurance Coverage
Within a Homeowners Insurance Policy, the following categories can help ensure your home and assets are adequately protected.
Dwelling Coverage
Dwelling coverage can pay to repair or rebuild your home if damaged by a covered cause of loss. You will likely want to buy enough dwelling coverage to cover the estimated cost to repair or rebuild.
Learn more about Dwelling Coverage
Other Structures Coverage
Other structures coverage can pay for covered damages to detached structures like garages, sheds and fences on your property.
Apr. 6th 2019
Call: 816-489-7800
Licensed insurance agent since 2003, and A+ rating with BBB.
Get Multiple Home and Auto Insurance Quotes With One Phone Call. We Represent Over A Dozen Insurance Companies.
Click here to get quotes.
Jim Hubbard Insurance
With over a decade of experience in the insurance industry, Jim works to minimize the clients exposure with quality coverage from quality companies and a quality price.
Jim Hubbard Insurance has access to over a dozen insurance carriers, giving the client more choices in products and pricing without sacrificing service. Jim offers competitive coverage through only top-rated carriers; most not only offer 24 hour claims service, but also 24 hour customer service.
Jim is committed to bringing his clients highly personalized service while providing true value to the communities that surround him.
Homeowner’s Insurance Lee’s Summit, MO
Homeowners insurance is a package policy. This means that it covers both damage to property and liability or legal responsibility for any injuries and property damage policyholders or their families cause to other people. This includes damage caused by household pets. Homeowners Insurance Lee’s Summit, MO.
Damage caused by most disasters is covered but there are exceptions. Standard homeowners policies do not cover flooding, earthquakes or poor maintenance. Flood coverage is provided by the federal government’s National Flood Insurance Program, although it is purchased from an insurance agent. Earthquake coverage is available either in the form of an endorsement or as a separate policy. Most maintenance related problems are the homeowners’ responsibility. Homeowners Insurance Lee’s Summit, MO.
Homeowners Insurance Lee’s Summit, MO
Mar. 15th 2019
Call: 816-489-7800
Licensed insurance agent since 2003, and A+ rating with BBB.
Get Multiple Home and Auto Insurance Quotes With One Phone Call. We Represent Over A Dozen Insurance Companies.
Jim Hubbard Insurance
With over a decade of experience in the insurance industry, Jim works to minimize the clients exposure with quality coverage from quality companies and a quality price.
Jim Hubbard Insurance has access to over a dozen insurance carriers, giving the client more choices in products and pricing without sacrificing service. Jim offers competitive coverage through only top-rated carriers; most not only offer 24 hour claims service, but also 24 hour customer service.
Jim is committed to bringing his clients highly personalized service while providing true value to the communities that surround him.
Click here to get quotes.
Optional homeowners insurance coverages
You can add any of these coverages to customize your policy based on your needs.
Water back-up
Covers water damage from backed-up sump pumps and sewer systems
Some homes have sump pumps in their basements/crawl spaces, which are designed to pump water out from underneath and around your foundation. Sometimes sump pumps or plumbing/sewer systems get backed up. Water can then flood into your house, therefore causing an expensive mess. Water back-up coverage will most importantly then pay for damage to your belongings and water removal. Home Insurance Lee’s Summit, MO.
Example: Your sump pump breaks down, and therefore water/sewage floods back into your basement, damaging your carpet, furniture, billiards table, washer, and dryer. Water back-up then pays for the sewage removal and that damage to your property. Home Insurance Lee’s Summit, MO besides that.
Home Insurance Lee’s Summit, MO
Mar. 4th 2019
Call: 816-489-7800
Licensed insurance agent since 2003, and A+ rating with BBB.
Get Multiple Home and Auto Insurance Quotes With One Phone Call. We Represent Over A Dozen Insurance Companies.
Jim Hubbard Insurance
With over a decade of experience in the insurance industry, Jim works to minimize the clients exposure with quality coverage from quality companies and a quality price.
Jim Hubbard Insurance has access to over a dozen insurance carriers, giving the client more choices in products and pricing without sacrificing service. Jim offers competitive coverage through only top-rated carriers; most not only offer 24 hour claims service, but also 24 hour customer service.
Jim is committed to bringing his clients highly personalized service while providing true value to the communities that surround him.
Click here to get quotes.
Home Insurance 64063
Basic homeowners insurance coverages
Dwelling
Helps protect your home’s structure, built-in appliances and wall-to-wall carpet from damage.
Contents
Helps cover your personal property not attached to or built into your home, such as furniture and clothing.
Personal liability
If an accident occurs in your home that damages someone or something, personal liability can help pay for covered damages.
Medical payments to others
May help pay for medical or funeral expenses of someone who is injured on your property.
Ordinance or law insurance
May help pay to rebuild your home to current building codes after a covered loss.
Other structures
Covers additional structures not attached to your house, such as a shed, fence, barn, detached garage or gazebo.
Loss of use
Coverage to help pay for additional living expenses if you’re unable to live in your home due to a covered loss.
Home Insurance 64063.
