483 SW Ward Rd
Lee’s Summit, MO 64081
(816) 489-7800
Friday, Feb. 1st 2019

Home Insurance 64081

Call: 816-489-7800

 

Get Multiple Home and Auto Insurance Quotes With One Phone Call.  We Represent Over A Dozen Insurance Companies.

 

 

Licensed insurance agent since 2003, and A+ rating with BBB.

 

 

Jim Hubbard Insurance

With over a decade of experience in the insurance industry, Jim works to minimize the clients exposure with quality coverage from quality companies and a quality price.

Jim Hubbard Insurance has access to over a dozen insurance carriers, giving the client more choices in products and pricing without sacrificing service. Jim offers competitive coverage through only top-rated carriers; most not only offer 24 hour claims service, but also 24 hour customer service.

Jim is committed to bringing his clients highly personalized service while providing true value to the communities that surround him.

 

Home Insurance 64081

Get quotes here.

 

 

Auto Insurance Basics

Your basic car insurance plan begins with auto liability. Liability insurance is generally required by state law and protects you financially when you’re liable for your actions as a driver:

Bodily injury liability: Pays medical bills and lost income (up to your limits) if you hit someone and they’re injured. This covers anyone in the accident, plus legal fees if you’re taken to court as a result of the incident.  Home Insurance 64081.

Property damage liability: Pays for damages (up to your limits) to someone else’s vehicle and/or property.

Comprehensive coverage protects your vehicle against fire, theft, vandalism, hitting an animal, glass breakage, or weather/acts of nature. A deductible (the amount of money you’ll pay out of pocket before your insurer pays the rest) usually applies, but you’ll be able to choose the amount.

Collision coverage pays to repair or replace your damaged vehicle if you collide with another object, including vehicles, curbs, trees, etc. Collision covers you regardless of fault and also includes a deductible.  Home Insurance 64081.

Uninsured/underinsured bodily injury covers you and your passengers (up to your limits) if you’re injured in an accident and the at-fault driver has no insurance or not enough insurance.

 

Home Insurance 64081




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