483 SW Ward Rd
Lee’s Summit, MO 64081
(816) 489-7800
Friday, Feb. 22nd 2019

Home Insurance 64086

Call: 816-489-7800

 

Licensed insurance agent since 2003, and A+ rating with BBB.

 

Get Multiple Home and Auto Insurance Quotes With One Phone Call.  We Represent Over A Dozen Insurance Companies.

 

 

 

 

Jim Hubbard Insurance

With over a decade of experience in the insurance industry, Jim works to minimize the clients exposure with quality coverage from quality companies and a quality price.

Jim Hubbard Insurance has access to over a dozen insurance carriers, giving the client more choices in products and pricing without sacrificing service. Jim offers competitive coverage through only top-rated carriers; most not only offer 24 hour claims service, but also 24 hour customer service.

Jim is committed to bringing his clients highly personalized service while providing true value to the communities that surround him. 

 

Click here to get quotes.

 

Home Insurance 64086

 

What factors can affect homeowners insurance premiums?

The following factors can affect your homeowners insurance premium:

  • Home Features and Characteristics — Your home’s age, type of structure, wiring, roof, garage, etc., can affect your homeowners insurance premium. Older homes can often cost more to insure, and those costs can differ depending on whether your home is brick, frame, stone or has synthetic siding.
  • Location — Where your home is located can change your homeowners insurance premium. For instance, your home insurance rate can be affected if your home is in close proximity to a fire station; is exposed to extreme weather, such as hurricanes, tornadoes or earthquakes; or is in a neighborhood more prone to theft.
  • Protective Devices — Burglar alarm systems, smoke detectors, fire extinguishers, sprinkler systems and deadbolt locks can lower your homeowners insurance premium.
  • Personal Factors — What you do can affect your homeowners insurance premium, too. For instance, smokers may pay more for home insurance than nonsmokers. A good credit history also can lower what you pay for home insurance.
  • Claims History — If you have a history of claims on a homeowners insurance policy, you may pay a higher premium.

See more on how much homeowners insurance you may need.

Home Insurance 64086


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