1475 SW Market St
Lee’s Summit, MO 64081
(816) 489-7800
Friday, Nov. 7th 2014

Home Insurance Belton MO

Get Multiple Belton MO Home Insurance Quotes With One Phone Call: 816-489-7800

We represent over a dozen insurance carriers so you can save time and money without sacrificing service. Please give us a call or fill out the contact us form to the right.

Belton MO Auto Home Insurance Quotes

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

HOME INSURANCE BELTON MO – OPTIONAL COVERAGES

Home Insurance Belton MO: Recovering from identity theft—which affected 8.1 million people in 2010*—can be a very costly, time consuming, and stressful experience. With Safeco’s identity recovery coverage, you can replace that worry with calm, for just $1 a month. Should your customers ever find themselves the victim of identity theft, we’ll be there to support them with:

• Case Manager

– At no additional charge, a dedicated case management company works directly with your customer to work through their claim process.

• High Annual Limit

– Expense reimbursement up to $25,000 annually for expenses incurred after identity theft.

• Lost Wages and Child or Elder Care Expenses

– Up to $250 per day/$5,000 total.

• No Adverse Premium Impact

– Any claims made under this coverage option will have no impact on future premiums or agent loss ratio.

 

Home Insurance Quotes Lees Summit MO: For just $2 a month, equipment breakdown coverage is a cost-effective way to keep critical household equipment up and running after a mechanical or electrical breakdown—which are often not covered under a standard homeowners policy. Some of the coverage highlights include: Home Insurance Belton Mo

Home Insurance Belton MO

Home Insurance Belton MO

 

• Broad Coverage

– Home mechanical, electrical, and electronic equipment is covered including appliances, heating and cooling systems, televisions and computer equipment.**

• High Limit and Low Deductible

– Coverage up to $50,000 and a deductible of just $500.

• Energy Star

– After a loss, provides a greener replacement by covering the additional cost to replace non-Energy Star® equipment with Energy Star® rated equipment (up to 125% of value to repair or replace).

• Expedited Repair or Replacement Home Insurance Belton MO

– Accelerates recovery by paying the extra costs to expedite repair or replacement (up to $3,000 per occurrence).

• No Adverse Premium Impact

– Any claims made under this coverage option will have no impact on future premiums or agent loss ratio. Home Insurance Belton MO

 

Note: The policy wear and tear exclusion applies to this coverage.**

Home Insurance Quotes Lees Summit MO: Homeowners coverage is designed to reconstruct a home under normal conditions after a total loss. But in the event of a catastrophe, soaring demand for building materials and labor could cause reconstruction costs to increase (up to 50% in some cases), leaving policy limits inadequate. That’s where extended dwelling coverage kicks in.

 

• Additional Protection

– Customers can select up to 25% or 50% of additional coverage. Home Insurance Belton MO

 

Grouped (Unscheduled)

Home Insurance Quotes Lees Summit MO: Scheduling each item of personal property can be time consuming and costly. Grouped coverage is designed to provide you and your customers with an affordable and easy alternative. Available for fine arts including collectables such as figurines and glass with breakage coverage, cameras, furs, jewelry and silverware, it offers blanket coverage for a wide range of perils**—including burglary, which accounted for $4.6 billion in lost property in 2009.***  Home Insurance Belton MO

 

• Easy Coverage

– Customers can simply increase or decrease the limit as the amount of total property changes, without having to modify schedules.

• High Limit and Low Deductible

– High limits are available, subject to a maximum per item limit of $5,000. A deductible of $500 applies per loss.  Home Insurance Belton MO

 

Itemized (Scheduled)

For customers who want the ultimate protection, they may specifically schedule their items. Home Insurance Belton MO

 

• Additional Classes of Property

– Additional classes of property are available on a scheduled basis, including valued jewelry such as wedding rings, stamp and coin collections, musical instruments and others.**

• Agreed Value and No Deductible

– With an agreed-upon value for each item of fine art and jewelry, and no deductible, the claims experience is straightforward and simple.

 

Home Insurance Belton MO: Most people never think they’ll be sued for libel or slander. And yet a simple post on a social networking site or a blog that harms another person’s reputation could lead to a lawsuit costing thousands of dollars in legal fees and damages. For less than a dollar a month, personal offense coverage can protect your customers in the event they are the targets of such a lawsuit.

 

• Broad Range of Protection

– Covered personal offenses include false arrest, detention, imprisonment or malicious prosecution, libel, slander or defamation of character, invasion of privacy, wrongful eviction, and wrongful entry. Home Insurance Belton MO

 

Home Insurance Quotes Lees Summit MO: For just a small percentage of additional premium, our personal property replacement cost coverage extends full replacement cost coverage to personal property like televisions, stereos and computers. It’s an important upgrade from a standard homeowners policy, which takes into account depreciation and settles personal property losses on an actual cash value basis. Home Insurance Belton MO

 

• Full Replacement Cost

– Covered losses are settled for either the cost of an identical item, or of a comparable item if the lost item is no longer, with no deduction for depreciation.

 

Home InsuranceBelton MO: While the standard homeowners policy protects building property against all losses except those specifically excluded, coverage for personal property is limited to the losses listed as “covered” in the customer’s policy. Special personal property coverage extends the same coverage that a customer’s home receives to all their personal property.

• Protection for All Personal Property

– Except as specifically excluded, a customer’s personal property is covered against all losses, including mysterious disappearance.

Home Insurance Belton MO: ©2013 Liberty Mutual Insurance. All trademarks are the property of their respective owners. The audience for this information includes agents and brokers nationwide and is therefore general in nature. Every agent and broker is responsible for knowing the guidelines and laws that govern rating, underwriting and claims handling in their states. Coverages and features not available in all states; see the Product Guide(s) for details. *Source: Javelin Strategy & Research. **See product guide for complete details. ***Source: FBI Crime in the U.S. 2009. The use of Olympic Marks, Terminology, and Imagery is authorized by the U.S. Olympic Committee pursuant to Title 36 U.S. Code Section


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