1475 SW Market St
Lee’s Summit, MO 64081
(816) 489-7800
Friday, Jul. 5th 2019

Independent Insurance Agent Lees Summit, MO

Call: 816-489-7800

 

Or click here to request insurance quotes.

 

Licensed insurance agent since 2003, and A+ rating with BBB.

 

Get Multiple Home and Auto Insurance Quotes With One Phone Call.  We Represent Over A Dozen Insurance Companies.

 

 

 

Jim Hubbard Insurance

With over a decade of experience in the insurance industry, Jim works to minimize the clients exposure with quality coverage from quality companies and a quality price.

Jim Hubbard Insurance has access to over a dozen insurance carriers, giving the client more choices in products and pricing without sacrificing service. Jim offers competitive coverage through only top-rated carriers; most not only offer 24 hour claims service, but also 24 hour customer service.

Jim is committed to bringing his clients highly personalized service while providing true value to the communities that surround him.  Independent Insurance Agent Lees Summit, MO.

 

Independent Insurance Agent Lees Summit, MO

What is Independent Agent?

An independent agent is an insurance agent that sells insurance policies provided by several different insurance companies, rather than a single insurance company. An independent agent receives commissions for the policies that he or she sells, and is not considered an employee of a specific insurance company.  Independent Insurance Agent Lees Summit, MO.

BREAKING DOWN Independent Agent

Independent insurance agents, like independent financial advisors, are thought to be able to provide their clients with a wider array of options when it comes to insurance products. They take into account the different coverage needs of the client, and select a policy that provides the necessary coverage at a reasonable price.  Independent Insurance Agent Lees Summit, MO.

An insurance agent that sells policies offered exclusively by a single insurance company is referred to as a captive agent. While the policies offered by a captive agent may be less expensive than those offered by an independent agent, it will be difficult for the client to know whether he or she is getting the best deal if only one option is made available. Captive agents may show the prices offered by competitors even though they will not be able to offer and sell those policies.  Independent Insurance Agent Lees Summit, MO.

While independent agents can offer their clients with policy options from a variety of different insurers they may not be considered completely objective. Because the insurance companies pay a commission to the insurance agent when he or she sells a new insurance policy, the agent may push clients to select policies that provide the agent with a higher commission rate.  Independent Insurance Agent Lees Summit, MO.

 

Because independent agents are not fully supported by a single insurance company, they are often responsible for generating their own business. They may have to produce their own marketing material and manage their own operations, though they do benefit from the general advertising and marketing done by insurance companies. However, if the independent agent does not sell the policies offered by an insurance company that is conducting a large branding advertising campaign the benefit will be limited. Independent Insurance Agent Lees Summit, MO.

 


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