483 SW Ward Rd
Lee’s Summit, MO 64081
(816) 489-7800
Tuesday, Dec. 16th 2014

Insurance Lee’s Summit MO

816-489-7800

 

Get Multiple Home & Auto Insurance Quotes With One Phone Call.  We Represent Over A Dozen Insurance Companies.

 

 

Insurance Lee's Summit MO

 

 

 

 

 

 

 

 

 

 

Insurance Lee’s Summit MO

 

Four Questions To Get The Right Auto Insurance

Using the right tool for a job is key to success in any profession. Experts say the same principle applies when selecting an auto insurance policy. Having the right type of policy can help ensure that you, your employees and your business are all protected in the unfortunate event that one of your vehicles is involved in an accident.

 

If you’re a business owner and you or your employees use a vehicle for business-related deliveries or to carry certain materials to and from a job site, you may need a commercial auto insurance policy that’s tailored to more closely suit the needs—and risks—of a business vehicle operator.  Insurance Lee’s Summit MO

 

Here are some questions that can help you determine if you might need a commercial auto policy instead of a personal auto policy, courtesy of Jim Hubbard Insurance:

 

• Do you need more liability coverage than your personal auto policy provides? Generally, a commercial auto policy provides higher limits of liability, but less or no coverage in areas that are typically not associated with commercial auto risks.

 

• Do you need special coverage for situations associated with con-ducting business? Commercial auto policies also usually offer certain coverages—such as hired and non-owned auto coverage and coverage for towing a trailer for business use—that are not available with personal auto policies.  Insurance Lee’s Summit MO

 

• Do you need to list any employees as drivers? You can do this with a commercial auto insurance policy.  Insurance Lee’s Summit MO

 

• Do you use your vehicle for business purposes? If you use your vehicle for things like pizza or newspaper delivery, catering, door-to-door consulting service, landscaping or snowplowing service, logging business, day care/church retreat van service and/or farm-to-market delivery, you might need a commercial auto policy.  Insurance Lee’s Summit MO

 

Jim Hubbard Insurance is an independent insurance agency – trained, licensed insurance professionals who offer personal service and advice. We can help match you with the type of policy that best suits your needs and those of your company.  Insurance Lee’s Summit MO

 

To learn more about all an independent agency offers, visit progressiveagent.com or give us a call.

 

Insurance Lee’s Summit MO




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